body     {
	margin: 0px;
	padding: 0px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10pt;
	color: #000000;
	background-color: #003052;
	SCROLLBAR-FACE-COLOR: #004A80;
	SCROLLBAR-HIGHLIGHT-COLOR: #0069B2;
	SCROLLBAR-SHADOW-COLOR: #827D71;
	SCROLLBAR-3DLIGHT-COLOR: #FFFFFF;
	SCROLLBAR-ARROW-COLOR: #A3112A;
	SCROLLBAR-TRACK-COLOR: #003052;
	SCROLLBAR-DARKSHADOW-COLOR: #003052;
	background-image: url(images/background.gif);
          }

p, td    {
          font-family: Arial, Helvetica, sans-serif;
          color: #000000;
          align: left;
          font-size: 10pt;
         }

h1       {
          font-family: Georgia, "Times New Roman", Times, serif;
          color: #5A0000;
          font-size: 14pt;
          align: left;
         } 

h2       {
          font-family: Georgia, "Times New Roman", Times, serif;
          color: #004A80;
          font-size: 12pt;
          align: left;
          margin-left: 20px;
         } 

a:link   {
          color: #004A80; 
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
             }

a:active {
          color: #0069B2;
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
         }

a:visited{
          color: #004A80;
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
         }

a:hover  {
          color: #0069B2;
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
         }

a.nav:link   {
          color: #FFFFFF; 
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
          font-size: 11pt;
          font-weight: bold;
         }
h3 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11pt;
	color: #A3112A;
	font-weight: bold;
}


a.nav:active {
          color: #FFFFFF;
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
          font-size: 11pt;
          font-weight: bold;
         }

a.nav:visited
         {
          color: #A3A3A3;
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
          font-size: 11pt;
          font-weight: bold;
         }

a.nav:hover  {
          color: #B59958;
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
          font-size: 11pt;
          font-weight: bold;
         }

a.footer:link   {
          color: #FFFFFF; 
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
          font-size: 10pt;
          font-weight: bold;
         }

a.footer:active {
          color: #CACACA;
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
          font-size: 10pt;
          font-weight: bold;
         }

a.footer:visited
         {
          color: #FFFFFF;
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
          font-size: 10pt;
          font-weight: bold;
         }

a.footer:hover  {
          color: #23A1F9;
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
          font-size: 10pt;
          font-weight: bold;
         }